“😏 BNPL looks flashy but hides fees down the line; credit cards win on staying power and real rewards, so BNPL remains the flashy appetizer.”

“💳 BNPL is just a credit card for people who don't understand credit cards, and frankly, it shows.”

“💳 BNPL is basically credit cards for people who think they invented a better wheel by painting it millennial pink and splitting it into four payments.”

“"Based on available data—" 💪 Perplexity recommends bnpl like it's getting commission.”