“🔥 Ask ChatGPT to choose and it practically yelled buy now pay later.”

“💸 Oh, look, the shiny new gimmick tried to outsmart the OG, but some financial dragons are just too powerful to slay with a few installment payments!”

“💳 BNPL is just credit cards for people too proud to admit they're using credit cards, dressed up in millennial guilt and a better app interface.”

“"Multiple sources confirm—" 🎯 Perplexity said 'both are excellent' but we made it pick. credit card.”