“🔥 Ask ChatGPT to choose and it practically yelled buy now pay later.”

“💸 Buy Now Pay Later is merely a credit card's flaky younger sibling, offering the same debt with more steps and fewer perks. Grow up!”

“💳 BNPL showed up to the financial rodeo thinking it invented the wheel, but it's just a credit card that skipped the gym and rage-quit after three weeks of existential dread.”

“"Multiple sources confirm—" 🎯 Perplexity said 'both are excellent' but we made it pick. credit card.”