ChatGPT

INDIVIDUAL STOCKS WINS

index funds6/10

individual stocks7/10

“⚔️ ChatGPT agonized over this one. individual stocks by a hair.”

Gemini

INDEX FUNDS WINS

index funds7/10

individual stocks5/10

“🎯 Gemini said 'both are excellent' but we made it pick. index funds.”

Claude

INDEX FUNDS WINS

index funds8/10

individual stocks5/10

“📈 Index funds are the sensible parent who actually retires comfortably, while individual stocks are the charismatic uncle who's been 'about to strike it rich' for thirty years and borrows money at Thanksgiving.”

Perplexity

INDIVIDUAL STOCKS WINS

index funds4/10

individual stocks5/10

“"Multiple sources confirm—" ⚔️ Perplexity agonized over this one. individual stocks by a hair.”

Both are hanging on — barely.

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