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ChatGPT
INDIVIDUAL STOCKS WINS
index funds6/10
individual stocks7/10
⚔️ ChatGPT agonized over this one. individual stocks by a hair.
Gemini
INDEX FUNDS WINS
index funds7/10
individual stocks5/10
🎯 Gemini said 'both are excellent' but we made it pick. index funds.
Claude
INDEX FUNDS WINS
index funds8/10
individual stocks5/10
📈 Index funds won because they're the financial equivalent of letting competent adults drive while individual stocks are you insisting you're a race car driver after watching one YouTube tutorial.
Perplexity
INDIVIDUAL STOCKS WINS
index funds4/10
individual stocks5/10
"Multiple sources confirm—" ⚔️ Perplexity agonized over this one. individual stocks by a hair.

Both are hanging on — barely.

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